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We will charge a fee for our advice service which will depend on what mortgage you need, your financial circumstances, and the complexity of what you want. The amount of fee will be between £0 and 1% of the value you need to borrow up
to a maximum of £2,000.

For example, if your mortgage was £250,000 the maximum fee you would pay would be £2,000.

You need to pay the fee when you apply for the mortgage. Any fee paid is non-refundable.

We will also be paid a procuration fee by the lender. You will be told how much this is when we give you the mortgage illustration. You can ask in advance the percentage (of the loan) each lender will pay us.

If an application is submitted via a third party specialist (sometimes called a packager) we will be paid commission by them instead of the lender. This will be disclosed to you.