About Us

Who We Are

Find the most suitable mortgage for your ideal property

Introduction to Smooth Financial Solutions

We don’t simply tell you what mortgage is right for you and then leave you to get on with the application. We believe in helping you in all aspects of a mortgage application with all the suitable protection advice to follow.

We at Smooth Financial Solutions have a combined experience of over 20 years of knowledge.

We always put knowledge, empathy, dedication, at the centre of our client experience.

Smooth Financial Solutions have a wealth of experience when it comes to buying, selling and investing in property throughout the UK. Our financial advisors have all the strategies and knowledge to help try and take the stress out of the process and give you additional support and information.

More importantly, our mortgage advisors have been through the process of buying a property first-hand, whether it is buying their first property or investing in property.

Mortgage Solutions

Navigate Homeownership with Confidence

At Smooth Financial Solutions, our mortgage advisors are here to help you with your mortgage needs. Our award-winning team will help you with all aspects of the home buying process step by step. We will give you advice on standard first-time buyer mortgages with all deposit types and amounts.

We will charge a fee for our advice service which will depend on what mortgage you need, your financial circumstances, and the complexity of what you want. The amount of fee will be between £0 and 1% of the value you need to borrow up
to a maximum of £2,000.

For example, if your mortgage was £250,000 the maximum fee you would pay would be £2,000.

You need to pay the fee when you apply for the mortgage. Any fee paid is non-refundable.

We will also be paid a procuration fee by the lender. You will be told how much this is when we give you the mortgage illustration. You can ask in advance the percentage (of the loan) each lender will pay us.

If an application is submitted via a third party specialist (sometimes called a packager) we will be paid commission by them instead of the lender. This will be disclosed to you.

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